Conditions d’utilisation
Bonjour,
These Terms of Use govern your credit application. When you apply for credit, you must agree to these Terms of Use before your credit application be processed by the lending company. The lending company will agree to analyze your credit application only if you accept these Terms of Use. Despite compliance with these Terms of Use, the lending company has no obligation to accept the present credit application. The acceptance or non-acceptance of the credit application and the continuance of a credit account is at the sole and exclusive discretion of the lending company. A debtor’s account may be de-activated at any time, at the sole discretion of the lending company, without any applicable damages against the lending company. These Terms of Use are applicable in addition to any other applicable agreement between the parties and remain valid throughout the credit service provided by the lending company.
QUI PEUT FAIRE UNE DEMANDE DE CRÉDIT ?
- Vous devez être âgé(e) d’au moins 18 ans et ne pas être considéré(e) inapte ou faisant l’objet d’une tutelle.
- L’objet de votre demande de crédit ne doit pas être fait, directement ou indirectement, pour un dessein illégal, interdit, criminel, frauduleux, à des fins de blanchiment d’argent ou dans le cadre de tout autre geste considéré de mauvaise foi par l’entreprise prêteuse, et ce, à son entière et exclusive discrétion.
- Vous avez l’obligation de révéler votre identité complète.
- Vous ne pouvez pas usurper l’identité d’autrui.
- Vous n’avez pas fait l’objet d’une demande refusée ou d’une fermeture de compte auprès de notre entreprise dans les trente (30) jours précédant la présente demande de crédit.
COLLECTE ET UTILISATION D’INFORMATION
To process your credit application, as mentioned above, the lending company must verify the information about you. The types of information that the lending company will collect depends on the information that you will provide and on how you use the lending company’s website. You hereby understand and agree that at the time of your request for a credit application, the lending company collects the content of the application, communications and any other information you provide, including when you create an account, create or share content, or when you communicate with or send messages to members, officers, directors, agents or partners of the lending company. This may include information in or about content that you provide (for example, metadata), such as the location of a photo or the date a file was created. You formally consent that all such information collected may be used by the lending company in the management of your credit application and may be passed on to any other affiliate, services provider or other related business for the purpose of investigation or aggregation of data. Your data may be part of a database assisting program of the lending company or any other affiliate, services provider or other related business for the purposes of processing and investigating credit applications, under the conditions mentioned above or otherwise, and such information may be retained for an indefinite term by the lending company and any other affiliate, services provider or other related enterprise to that effect. The data may be shared with public or legal authorities, where the law or a court orders to.
JURIDICTION DE LA DEMANDE DE CRÉDIT ET DE LA GESTION DES LITIGES
The lending company is a corporation doing business in the province of Quebec, Canada and any acceptance of the credit application will be considered to have been made in the province of Quebec, Canada, notwithstanding your place of residence or the place where your request has been made. You agree that in the event of a dispute, the laws of Quebec and Canada shall apply and that any dispute be heard in the jurisdiction of the Province of Quebec, Canada, in the Judicial District of Montreal, to the exclusion of any other jurisdiction and from any other district.
MISE À JOUR DES PRÉSENTES CONDITIONS D’UTILISATION
The lending company may change its services and policies and the lending company may need to make changes to the Terms of Use. The lending company will inform you before changing these Terms of Use and give you the opportunity to review them before they come into effect. Thereafter, if you continue to use the services of the lending company, you will be bound by the revised Terms of Use.
(Conditions d’utilisation révisées le 1er novembre 2018).
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Conditions d’utilisation
9487-6430 Québec inc.
